Do you have to pay for a full year of car insurance if your car is written off part way through that year?

Do you have to pay for a full year of car insurance if your car is written off part way through that year?

I pay my car insurance every month as a direct debit out of my bank account. My policy actually expires in March each year and I'm sent a renewal letter saying that if I wish to continue with my policy I just need to keep paying it monthly as I always have. Then come July my car was total written off. According to the insurance compay I still need to pay for a full years insurance, that is I need to pay all the insurance premiums up until March next year as this is when the policy expires. I figure if I don't have the car any more as it's a write off, and I'm able to cancelled the rego on it, why should I have to pay. I would have thought that if I'd paid a full years insurance in March that I would be entitled to a refund if my car was written off part way through the year. Any help would be appreciated.

 

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.US

 

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in all honesty, i have terrible anxiety even when i think about going to the dentist. due to this, i have neglected my teeth and now i'm paying for it. i'm tired of worrying about my smile and just need to know the best insurance to help get me the smile i want.

 

 

Cheap car insurance provider?

Im 21 years old and looking for cheap car insurance, i have been on all the price comparison website but they are still to pricey for me.

 

 

I dont get what to do about car insurance?

Im 16, and ive had my permit since last august, and im gonna go for my license. I lived with my dad, but i have been living with my mom for a while. Im probably going to go on my dads insurance. But, can i drive my moms cars. So my questions are 1. Can I drive my moms cars when if i am on my dads insurance, is there a policy where I can drive other peoples cars? 2. Can I go on my dads insurance if I dont live with him? 3. Im not on any insurance now, I drive with my parents. They are on the insurance and their cars are covered, so do I already have to be covered with just a permit. 4. Im going to use my moms car for the driving test, do I have to be on insurance by then? I know they check for proof of insurance but i dont know if im supposed to be on it. My parents are divorced and I live in illinois and they have different insurance companies.

 

 

About how much would it cost to insure a commercial building?

I'm looking into buying a commercial building to teach martial arts in. I live in a small town in KY and the buildings I'm looking at are about $25,000. I'm not sure what type of insurance I will have to have or how much it will cost me. Could someone please give me some idea of what type of insurance I will need and how much it might cost? I don't know if I just need to insure the building or if I need business insurance too. Thanks.

 

 

I payed my Ticket, If I dont go to traffic school how much will my insurance go up?

I got a ticket that was 200$ because i live in california and i didnt see the judge to have him/her bring it down. If i dont go to traffic school how much money a month would my car insurance go up? im 18 years old. (tommorrow is my last day) and it says in the area i live in my final exam must be monitored my somewere else which means i cant do all that in one day. so im hoping i can miss and it only goes up 20$ or something.

 

 

Is it legal for an auto insurer to raise your rate without notification and debit that out of your account?

I reside in Texas and have auto debits monthly for my auto insurance. I just checked and they raised my rate this month without telling me and debited the new rate out of my account, but i agreed to debit monthly my rate but was on a lower rate for over 2 years and up until last month. I never got notice, is this legal? Do i have any rights to recover that extra $ they took for a new rate that i was not notified of?

 

 

Do I need a license/registration for Motorized bicycle or 50cc gas moped scooter in CA?

Do i need to register or obtain a license for the above 2 vehicles in California. I tried to call DMV but it really takes forever. I can't seem to find that info on the website either. Thanks

 

 

How do I get Insurance before I even buy a car?!?

I'm looking to buy my first car and one of the things the dealership asks from you is proof of insurance. How am I supposed to have car insurance if I don't have a car yet? Secondly, after buying the car am I supposed to drive it home without insurance, registration, etc?

 

 

Insurance????? Help please ?

I'm 18 thinking About insurance and just wondering if I get my mum to go under the insurance do I still get my no claims discount after a year? Cheers rob

 

 

How will i know which insurance group my car belongs to in UK?

is there a website to find car insurance group?

 

 

Do i need condo Insurance?

I have a condo in a six unit building in south florida that is being rented out. The building is insurance by the HOA master policies (windstorm and liability). My question is do I still need to insure my unit? Thanks.

 

 

Is car insurance calculator is necessary for the car owner?

I think car insurance calculator is necessary for the car owner, is it really true?

 

 

Obamacare supporters, question for you.?

Actually a few questions. Which magic money fairy will appear to bestow money upon those who couldn't afford insurance before the mandate to allow them to afford it after the mandate? The Obama administration has already granted enough exemptions that the whole concept is pretty well doomed. Is there another magic money fairy that will appear and make up for all the exemptions they've already given? If your old enough to remember when your state made auto insurance mandatory how many fold did your auto insurance go up in the next five years. Mine went up %350 after insurance became mandatory. In light of this how would you not expect health insurance costs to do the same. Hasn't Obama essentially created a monopoly and forced American citizens to throw their money at health insurance. Given that half or more of the cost of seeing a doc IS insurance itself. Wouldn't LESS insurance be the answer not more insurance? You go to a clinic that accepts no form of insurance and you are paying only slightly more than folks pay in co-pay. Then your done. The insured usually gets a bill for at least part of the visit that's not covered and on top of that they have their premium deducted. For most people insurance is a losing proposition. Insurance companies being for profit institutions will go out of business if they don't make a profit. As such mandatory health insurance means you will certainly pay more for health care than if you pay out of pocket. The discounts given to insurance companies do not make up for the overhead costs that insurance companies force providers to go through. Nor do they make up for the no pays and slow pays so common from insurance companies. As such one sure way to raise the cost of health care in the US is to require insurance. If you got more out of it than you put in the insurance companies would go broke. Insurance companies regularly restrict activities and or penalize people for engaging in what they consider high risk activities. Athletes are especially restricted. Having a monopoly why would they not do the same for everyone? Snowboarders, Smokers, bungee jumping, riding a motorcycle all dangerous activities already prohibited by many insurance policies. How do you propose to prevent insurance companies from becoming lawmakers using collusion which they openly engage in already to prohibit activities? Before Obamacare if you didn't like it you just did without insurance. Insurance companies have had to be conservative with what they mandate and prohibit because of that choice. With that choice gone now what? Insurance companies have regularly engaged in activities to the detriment of a patients welfare in the past. HMOs especially forced Docs not only to give patients substandard but cheaper care they have gone as far as prohibiting doctors from letting you know that you cannot receive the normal standard of care because of restrictions by your insurance. The unprecedented power handed insurance execs by Obamacare will clearly change how medicine is practiced in the US and that doesn't worry you? If everybody has insurance then insurance companies will dictate to Docs what they can and cannot do as they do if Docs participate in HMO and even some PPO programs. The idea that we MUST purchase a product, doesn't that bother you? Today it's health insurance. Tomorrow maybe it's socks. How can the Gov FORCE you to buy anything? Don't hand me the auto insurance scam. Mandatory auto insurance hasn't significantly reduced accidents, hasn't reduced losses to uninsured drivers. It has made insurance far more expensive for all. It does violate a basic principle of individual sovereignty that is supposed to be a key component of any free society. What will they make us buy next? In 20 years will gov mandated expenses consume the entire budget of the average American? How do you stop such a beast once it starts rolling? Millions of Americans will lose everything they have because of Obamacare. They will make just a little too much to be exempted or the time/effort to get an exemption will be impossible given their work schedule or they will have a valid exemption or be rejected for invalid reasons and unfairly prosecuted. Sure they might eventually get it straitened out but not before it gets them tossed in jail. Literally millions will be left homeless by this law in the first 5 years. Doesn't that bother you?

 

 

Where can i get affordable medical insurance?

I need to get affordable medical insurance for my wife and I. We both work and our jobs don't provide insurance. Any suggestions?

 

 

Hi i live in florida 16 years old i am going to start driving and need to know?

in average how much will my car insurance cost?

 

 

How long does it take for a traffic ticket to show up on your driver's license and insurance?

So i got a ticket on july 17th (of this year) and the deadline to pay, contest, or do traffic school for it was september 17th, two days ago. i checked yesterday for the update because i thought i had a few more days and it said i can extend the ticket (to pay or to contest or to attend traffic school) to november 16th. i chose that and i will eventually go to traffic school but my question is, is point already on my record and will it affect my insurance rates? My friend was saying no because i extended the date and by doing so i havent plead guilty to the ticket (by paying it or attending traffic school for it) so right now because i have the date to fix the ticket extended by two months, it will not show up on my license or my insurance. What do you guys think? thanks a ton for any help :)

 

 

On a road trip with multiple drivers, how do you handle car insurance?

I'm going on a road trip to the US (from Canada) with some other people, and we'll be using one of their cars. We're all driving this car. Is there car insurance we can buy just for the trip? It would suck to have an accident and affect the car owner's insurance. Thanks for any tips you have.

 

 

What is the Cheapest Insurance?

Hi. My dad has been having AAA as his insurance for $82, compared to our other family members insurance, that is pretty over priced. Isn't the insurance price supposed to go down if you didn't violate anything over the year? And also, i am 16, and have my license, i basically have my dad's old car so he needs to get me into his insurance. What is the best insurance for me and him together? I know Im a minor and the insurance is going to go up but what is the cheapest insurance or best insurance for both of us? My dad wants to switch if ever we find a good deal?

 

 

Can you have more then 1 life insurance policy?

Can you have more then 1 life insurance policy?

 

Do you have to pay for a full year of car insurance if your car is written off part way through that year?

I pay my car insurance every month as a direct debit out of my bank account. My policy actually expires in March each year and I'm sent a renewal letter saying that if I wish to continue with my policy I just need to keep paying it monthly as I always have. Then come July my car was total written off. According to the insurance compay I still need to pay for a full years insurance, that is I need to pay all the insurance premiums up until March next year as this is when the policy expires. I figure if I don't have the car any more as it's a write off, and I'm able to cancelled the rego on it, why should I have to pay. I would have thought that if I'd paid a full years insurance in March that I would be entitled to a refund if my car was written off part way through the year. Any help would be appreciated.

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